Can I choose the bank account that I want to link to My Credit Profile?

On mycreditprofile.me you must link two bank accounts: your salary income where you receive your salary or primary income and your alternative income account where you receive other sources of income. This ensures accurate eligibility results, as VIDA's system uses income-based calculations to assess your financial capability. We are also NDPR-certified and compliant

If you link an account other than your income account:

• Eligibility results may be inaccurate, as the data won’t reflect your true income patterns.

• Your eligibility could be very low or invalid, affecting your ability to proceed with the loan process.

For the best results, always link your salary income and alternative income account.

In summary, customers must link both their income account (the account
where their salary or main income is paid). Linking a non-income account will result in inaccurate or invalid eligibility calculations, as the system relies on income data to assess loan eligibility accurately.

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